Get your children started early.
Parents are the number one influence on their children’s financial behaviors, so it’s up to us to raise a generation of mindful consumers, investors, savers and givers. Education is one of the most important factors, when instilling lessons in finances to our children.
The MyCreditUnion.gov has developed Pocket Cents as a great tool for the credit union community. Feel free to look over the site and enjoy the resources available to you.
Highway Crossroads CU offers cash rewards for good grades! Learn more on our Great Grades Reward page.
Find out how your child's savings will compound over time using our compound savings calculator.
Little Tikes
By opening a Highway Crossroads share account early, you invest in your child’s future and they start learning financial fundamentals from the very beginning. Saving is a key principle. People who make a habit of saving regularly, even saving small amounts, are well on their way to success. Teach them the power of pennies.
- Account Type: Little Tikes*
- Age Range: 0-4 years
- Opening Share Amount: Only $5.00
- Minimum Balance: None
Kids Klub
By joining Kids Klub, kids will become excited about watching their savings grow. They learn money saving tips, along with how to keep track of deposits. Teach them to be their own boss and pay themselves first by putting aside a portion of their birthday money, Christmas money, allowance, etc. Let them use those developing math skills to keep track of their savings and get rewarded for those good grades.
- Account Type: Kids Klub*
- Age Range: 5-10 years
- Opening Share Amount: Only $10.00
- Minimum Balance: None
Benefits
Savvy Savers
Savvy Savers is an account dedicated to being the driving force behind propelling our future generations to be incredibly wise concerning their credit health. Only Savvy Savers are eligible to apply for the Highway Hero Scholarship Program. As well, you have a trusted and loyal partner walking hand in hand….for their first loan (with bonus rate discount)… for first time lending promotion!
Children with small amounts saved for college, are 3 times more likely to enroll and 4 times more likely to graduate from college!
- Account Type: Savvy Savers*
- Age Range: 11-17 years
- Opening Share Amount: Only $15.00
- Minimum Balance: None
Benefits
Eligibility to apply for Highway Hero Scholarship.
* Youth account must have an adult custodial parent or guardian as joint owner on the account.