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Fee Disclosure Schedule

Effective Date: March 1, 2023

Fee Type Fee Amount
ACH Origination Fee (using mobile app) FREE
ACH Origination Fee (originated by HCCU) $2.00
Cashiers Check (issued from member account) $2.00
Money Orders $2.00
Deposited checks (and other items) returned unpaid $25.00
Check Printing Depends on Check Selection
Copy of Check $1.00
Stop Payment Fee (ACH / Check) $20.00
Nonsufficient ACH/Check Fee $35.00
Overdraft Protection Transfer Fee (3 per month) FREE
ODP Transfers exceeding 3 per month - from share account $5.00 / each
ODP Transfers exceeding 3 per month - from line of credit $2.00
Inactive Account Fee (charged quarterly) $5.00
Paper Statement Print Fee
(For members joining after 06/01/2017)
Returned Mail Fee $2.00
Wire Transfer Fee - Outgoing $25.00
Notary Service (members) FREE
Notary Service (non-members) $5.00
Loan Origination Fee (funded loans) $100.00
Subsequent Action Loan Modification Fee $25.00
Lien Fee (UCC-1 Filing or Releasing) $10.00 / each
Lien/Title Fee State Filing Fee $6.00 - $26.50
Carfax Report $40.00
Skip a Pay Fee $25.00
Internet Member Access FREE
Christmas Club Early Withdrawal $30.00
One Click Bill Payment Service FREE
Premature Membership Account Closing (Within 90 days of opening) $30.00
Debit Card - Intial Card is FREE and 1 per year is complimentary. Replacements exceeding 1 per year $5.00
Gift Card Purchase * $2.50
Prepaid Reloadable Card * $5.00
Teller Loading of Prepaid Cards FREE

* Separate fee schedules for these products

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