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Certificates of Deposit

Certificates of Deposit are one of the safest and smartest ways to save for future educational expenses, vacations, or even retirement.

Members who are interested in an investment account may want to take advantage of a variety of our competitive yield Certificates of Deposit (Share Certificates).  You will always earn more with a CD than you could with a regular savings account.  The reason for the increase in earnings is because you will deposit a minimum of $5,000 into the account that will be held for a specified period of time.  You will accrue dividends which will be added to your CD quarterly.

Our CD’s can be tailored to fit your financial needs, with terms ranging from 6 months to 36 months, to help you lock in the highest amount of earnings.

Investing in certificates are a safe, simple way to earn a competitive rate on your money.

  • Invest short-term for maximum liquidity, or long-term for the highest possible rate of return.
  • Certificate maturities range from 6 months to 36 months.
  • Minimum deposit of $5,000 is required.
  • Penalty for early withdrawal is equivalent to 90 days' dividends.
  • Dividends are compounded and credited quarterly.


The Truth-In-Savings disclosure is available for download.

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