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Revolving Line of Credit

What is an unsecured open-ended revolving line of credit?

It is a revolving line of credit that allows funds to be borrowed, repaid and then borrowed again. It requires no collateral to secure the credit line, though members’ credit score must be higher than what our normal signature loan requires.


  • Credit Will Be Re-Evaluated Annually
  • Credit Advances
    Borrowers can obtain credit advances indefinitely, unless an annual credit review warrants otherwise, up to their approved credit limit.
  • Access Limitations on Line of Credit

    There is no minimum initial advance required and there will be no maximum on the number of advances made.

    It is understood by the applicant that ANY transactions done within their membership (Joint members included) that result in an overdraft will be subject to the Overdraft Protection from their unsecured open-ended revolving line of credit if they opt for such election.

  • Payment Amount
    3% outstanding balance or $25, whichever is greater.
  • Fees
    $2.00 per Advance
Credit Score Rate Amount
A+ 750+ 10.74% $3,000
A 701 - 749 10.99% $2,500
B 651 - 700 11.49% $1,500
C 601 - 650 15.24% $1,000

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